Short Sale Processing for Realtors | Loan Mitigation Services

100% Free Short-Sale Processing
for ALL Listing Agents & Homeowners

We handle every detail — lender negotiation, documentation, and coordination — so you close more, protect your full commission, and become the go-to agent for distressed listings.

85%
Close Rate
20+
Years Experience
750+
Cases Closed
100%
Free Service
Short sale specialist reviewing file with agent
Loan Mitigation Services — Established in 2010

Lenders Can Be Difficult . . . Experience is a MUST.

We are a team of dedicated short sale professionals who understand the complexities of expert short-sale processing. With over a decade of experience, we've successfully closed hundreds of short sale transactions.

Every lender has different requirements and processes. Our expertise means we know exactly what documentation is needed, how to present your case effectively, and how to communicate with loss mitigation departments to get approvals.

Don't risk your listing to inexperience. Our proven track record speaks for itself — we get results when others can't.

We Service All Lenders

We service all major lenders including Chase, Wells Fargo, Bank of America, Rocket Mortgage, Mr. Cooper, PNC Bank

OUR PROCESS ... 100% Free.

Our proven 4-step process ensures your short sale is handled professionally from start to finish, with complete transparency and no hidden costs.

1

Initial Consultation

Getting started is simple

  • Free phone consultation to assess your situation
  • Direct contact with your lender on your behalf
  • Obtain specific lender requirements
Initial consultation
2

Documentation & Coordination

We handle all the paperwork

  • Submit all required lender documentation
  • Provide guidance on required lender documentation
  • Coordinate tasks between all parties
  • Maintain communication with everyone involved
  • Receive timely updates on file status
Documentation and coordination
3

Lender Approval

Getting the green light

  • Secure official lender approval letter
  • Coordinate all closing preparations
Lender approval
4

Success & Freedom

Your fresh start begins

  • CLOSED! Transaction complete
  • Foreclosure permanently stopped
  • Debt free and ready for your fresh start
Success and freedom

WE DO IT ALL.

From start to finish, our expert team handles every detail of your short sale process.

Schedule Your Consultation
Short Sale Course Roadmap — 14-lesson video course

Become a Short Sale Expert. For Free.

  • Master our proven 6-Step Short Sale Formula
  • Learn the "Conversion Conversation" to confidently sign listings
  • Qualify sellers effectively to avoid wasting time
  • Price and market the home for a fast, approvable offer
100%
Free Training
500+
Students
4.9/5
Rating

Short Sale Course Roadmap

  • 14-Lesson Video Course
  • Complete Short Sale Mastery Program
Explore the Full Course

Testimonials

Trusted by top agents, industry leaders, and homeowners across Florida.

Ray Lopez — Orlando, FL
Keller Williams Operating Principal
★★★★★

"I have known RH since the 2008 wild, wild west days and we did several deals together. I can attest that he knows his stuff when it comes to the foreclosure space. His coaching and strategies work."

Chris McLaughlin — Tampa / Lakeland, FL
Keller Williams Operating Principal
★★★★★

"I've considered myself a short-sale expert for years, and it's clear that RH is every bit the expert as well. We're now building a strategic plan of attack for all of my KW locations. I'm confident this partnership will be a huge success."

Tony Martinez
CDPE® Proprietor & Lead Instructor, Real Estate Advancement Institute
★★★★★

"Real estate agents should not negotiate their own short sales. RH Richards and his team are an excellent example of experienced specialists with a proven track record — a highly valuable resource for any agent."

Marta R.
Real Estate Professional
★★★★★

"Communicating with the lender is the key to every successful file and the LMS team is the very best at getting the best solution for our client. Our success is because of them, period."

Kenneth T.
Homeowner
★★★★★

"The LMS team did a great job talking to my lender and getting me out of my mortgage. THANK YOU!!!"

Nena D.
Homeowner
★★★★★

"They even got my lender to give me $10,000 in Relocation Assistance. It was a miracle."

Are You a Homeowner Facing Foreclosure?

This page is designed for real estate agents. If you're a homeowner who needs help, we have a dedicated resource page that explains your options — including how a short sale could stop foreclosure, protect your credit, and put money back in your pocket.

Seller Benefits of Short Sale?

Discover the key advantages that make short sales the preferred alternative to foreclosure.

Sell for Less Than What You Owe

Sell for less than your mortgage amount and receive lender approval to forgive the remaining debt owed.

More Time

One of the biggest Seller fears is being evicted by the County Sheriff. A Short Sale allows Sellers more time to plan their next move and avoid eviction.

Up to $10,000 in Relocation Assistance

LMS leverages every possible way in requesting all Lenders provide Relocation Assistance for Sellers.

Save Credit Score

Most alternatives to a Short Sale ding a Seller's credit up to 10 years, but a short-sale minimizes that and Sellers are usually back to restoring their credit in just a couple years.

No Out of Pocket Expenses

Sellers have no out-of-pocket expenses in a short sale. The lender covers all closing costs and commissions, and no home repairs are required.

Schedule Your Free Consultation

Ready to get started? Schedule a free consultation with our short sale experts. We'll review your situation and explain exactly how we can help you close the file.